Sesi Sousa Cacoilo

President

NMLS# 272078

877-271-1703 x 1001

sesi@welcomehomemtg.com

Sesi Sousa Cacoilo President

Blog

Is it Better to Buy or Rent?

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for

Aug 12, 2025 | Purchasing a Home

VA Loans are a Great Option for Veterans and Active-Duty Members

VA Loans are a Great Option for Veterans and Active-Duty Members

VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government

Aug 07, 2025 | VA Loans

Learn More about Home Renovation Loans

Learn More about Home Renovation Loans

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds

Aug 05, 2025 | Purchasing a Home

Should you Hire a Real Estate Attorney When Buying a Home?

Should you Hire a Real Estate Attorney When Buying a Home?

When you’re preparing to buy a home, one question often comes up: Do you need a real estate attorney? The answer depends on the type of transaction, your comfort level with legal documents, and the guidance you already have from your real estate age

Jul 31, 2025 | Purchasing a Home

Explaining the Mortgage Contingency Clause

Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti

Jul 29, 2025 | Purchasing a Home

The Difference between Appraised Value and Market Value

The Difference between Appraised Value and Market Value

When you’re buying a home, understanding the difference between appraised value and market value is essential. These two numbers often don’t match — and that can affect your mortgage and your budget. What Is Appraised Value? The appraise

Jul 24, 2025 | Purchasing a Home

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